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枣阳妇幼一二医院治疗小儿鼻窦炎大概多少钱费用襄樊鼻咽喉非常好的医院Hi, everybody.嗨,大家好。Three years ago this weekend, we put in place tough new rules of the road for the financial sector so that irresponsible behavior on the part of the few could never again cause a crisis that harms millions of middle-class families.三年前的这个周末,我推出了严苛的法规规范金融板块,以便使这个领域少数人的不负责任行为再也不造成损害成千上万中产阶级的危机。As part of that reform,作为这个改革的一部分,we set up the Consumer Financial Protection Bureau, the first-ever independent consumer watchdog with one job:我们设立了消费者金融保护局,有史以来第一个独立的消费者看门,它的唯一职责就是:to protect families from that sort of behavior.保护家庭不受各种行为损害。Two years ago, I nominated a man named Rich Cordray, a former attorney general from Ohio, to run this consumer protection bureau.两年前,我提名前俄亥俄州大法官理查德·科迪领导消费者保护局。But Republicans in the Senate refused to give him a simple up-or-down vote,但是参议院的共和党人拒绝给他简单是或否投票,not because they didnt think he was the right person for the job,不是因为他们认为他不是这个位子的合适人选,but because they didnt like the law that set up the consumer watchdog in the first place.而是因为他们首先不喜欢设立消费者看门。So last year, I acted on my own to put him in charge,于是在去年,我自己行动让他担当此任because without a director, the CFPB couldnt use all the tools at its disposal to protect consumers from shady mortgage lenders, or unscrupulous credit reporting agencies, or predatory lenders who targeted veterans and seniors.因为没有领导,消费者金融保护局就无法全力保护消费者不受针对退伍军人和老人的阴险的抵押放贷人或草率的信誉评级机构或掠夺性放贷人的损害。And Im pleased to say that he was finally confirmed this week by a bipartisan vote.我很高兴地说他最终将在本周由两党投票确认领导岗位。Because of the work thats been done at the CFPB over the past two years,由于过去两年消费者金融保护局所做的工作,today, mortgage lenders, student lenders, payday lenders, and credit reporting and debt collection agencies all face greater scrutiny.现今的抵押贷款放贷人、学生贷款放贷人、发薪日贷款放贷人、信誉评级机构和讨债机构都会面临更加严格的审查。And if they dont play by the rules, you now have somewhere to go to get some measure of justice.如果他们不遵守规则,你现在有地方讨回公道了。In fact, the CFPB has aly addressed more than 175,000 complaints from every state.事实上,消费者金融保护机构处理了全国各州超过175,000件投诉。Today, as part of the CFPBsKnow Before You Oweefforts,今天,作为消费者金融保护局任务一部分的事先知情努力,students and their parents can get a simple report with the information they need to make informed decisions before taking out student loans-and more than 700 colleges have stepped up to make this information clear and transparent.学生们和他们的家长可以在借学生贷款前得到一份他们要做出知情决定需要信息的简单易懂材料,超过700所大学采取措施使之清晰透明。And if youve noticed that some credit card forms are actually easier to understand than they used to be,如果你已经感到有些信用卡的表格比过去确实容易懂了,thats because of the work that Richs team and others in the Administration have done.那就是因为理查德的团队和政府其它部门工作的结果。Today, veterans have the tools they need to defend against dishonest lenders and mortgage brokers who try to prey on them when they come home.今天,退伍军人们有了防卫退伍后觊觎他们的不诚信贷款人和抵押贷款经纪人的利器。Seniors are better protected from someone who sees their homes or retirement savings as an easy target.老人们可以更好地防止被一些人盯上他们的房子和退休金。And thanks to the hard work of folks at the CFPB, so far six million Americans have gotten more than 0 million in refunds from companies that engaged in unscrupulous practices.而且多亏了消费者金融保护局的工作,迄今为止已经有六百万美国人得到了来自行为草率公司超过4亿美元的返款。Thats money we didnt have the power to recover before.这些钱是过去我们无力要回的。You know, weve come a long way over the past four and a half years.就如同你们所知,我们在过去的四年半走了很多弯路。Our economys growing.我们的经济在增长。Our businesses have created 7.2 million new jobs in the past 40 months.我们的企业在过去的40个月里创造了720万个新就业机会。Weve locked in new safeguards to protect against another crisis and end bailouts for good.我们已经有新的卫士防止其它危机而且结束政府救助。And even though more work remains, our financial system is more fair and much more sound than it was.尽管还有很多工作要做,我们的金融体系比过去更加公平,更加健全。Weve still got a long way to go to restore the sense of security that too many middle-class families are still fighting to rebuild.恢复那么多中产阶级家庭一直为之奋斗的安全感,我们还有很长的路要走。But if we keep moving forward with our eyes fixed on that North Star of a growing middle class, then Im confident well get to where we need to go.但是如果我们将成长的中产阶级作为目标并且坚持不懈,我坚信我们一定达到我们的目标。Thanks, and have a great weekend.谢谢大家,祝你们周末愉快。201307/249674襄樊市同和医院治疗斜视眼睛哪家好 中航工业三六四医院看腺样体肥大哪家医院最好

襄阳中医院鼻窦炎看怎么样好不好You all know about multitasking.你们都知道;多任务处理;(multitasking)。You all have been faulty of multitasking when youre driving and you pick up your cellphone.一边开车一边拿起手机的多任务处理不是明智之举。Bad idea. Very bad idea.非常糟糕。Why? Because as your attention shifts to your cell phone,为什么?因为你的注意力实际上转移到了你的手机上,you are actually losing the capacity to react swiftly to the car braking in front of you于是不能对前面的车况做出敏捷的反应。and so youre much more likely to get engaged into a car accident.所以你出车祸的可能性大大增加了。Now, we can measure that kind of skills in the lab.现在我们可以在实验室中测量这种能力。We obviously dont ask people to drive around and see how many car accidents they have.我们当然不会让人开着车到处跑That would be a little costly proposition.然后看看会出几场车祸。这个方案代价有点高。But we design tasks on the computer where we can measure,但是我们可以通过特殊设计的电脑程序to millisecond accuracy, how good they are at switching from one task to another.精确到以毫秒为单位测量,考察人们能多快地在不同任务间切换。When we do that, we actually find that people当我们做这样的实验的时候,我们发现that play a lot of action games are really, really good.玩很多动作的人完成得真的非常非常好。They switch really fast, very swiftly. They pay a very small cost.他们在任务间的切换非常快速敏捷。他们所付出的代价很小。Now Id like you to remember that result,现在,我希望大家记住这个结论,and put it in the context of another group of technology users,把它带入到另外一群科技使用者的背景下。a group which is actually much revered by society, which are people that engage in multimedia-tasking.这些可以“多媒体任务处理”的人相当受社会推崇。What is multimedia-tasking?什么叫“多媒体任务处理”?Its the fact that most of us, most of our children,我们中的很多人,还有很多孩子are engaged with listening to music at the same time as theyre doing search on the web都会一边听着音乐一边上网搜索信息at the same time as theyre chatting on Facebook with their friends.一边和朋友在脸谱网上聊天。Thats a multimedia-tasker.这就是可以“多媒体任务处理”的人。There was a first study done by colleagues at Stanford有一个试验由斯坦福的研究人员们先做,and that we replicated that showed that我们又进行了重复试验过的研究表明those people that identify as being high multimedia-taskers are absolutely abysmal at multitasking.被认为是高效的“多媒体任务处理者”多任务处理的能力非常糟糕。When we measure them in the lab, theyre really bad.他们在实验室里被测量的表现真的很差。Right? So these kinds of results really makes two main points.这样的结果主要说明了两个问题。The first one is that not all media are created equal.第一,不是所有的媒体都生来平等。You cant compare the effect of multimedia-tasking and the effect of playing action games.不能比较多媒体处理对人的影响和玩动作对人的影响进行比较。They have totally different effects on different aspects of cognition, perception and attention.他们对于认知,知觉和注意力的影响都是完全不同的。Even within games,就算是在之中,Im telling you right now about these action-packed games.我指的是动作中,Different games have a different effect on your brains.不同的游戏对你的大脑的影响也是不同的。So we actually need to step into the lab and really measure what is the effect of each game.所以我们需要在实验室中测量每个游戏的影响分别是什么。The other lesson is that general wisdom carries no weight.第二,所谓的常识很多时候是不靠谱的。I showed that to you aly, like we looked at the fact that像我刚才讲到的despite a lot of screen time, those action gamers have a lot of very good vision, etc.虽然动作的玩家长时间看屏幕,但他们的视力依然很好就是例子之一。Here, what was really striking is that these undergraduates现在最让人担忧的是那些that actually report engaging in a lot of high multimedia-tasking are convinced they aced the test.常常多媒体任务处理的大学生们深信他们表现得很好。So you show them their data, you show them they are bad你把他们的数据给他们看,告诉他们其实他们表现得不怎么样,and theyre like, ;Not possible.;但是他们觉得那根本不可能。You know, they have this sort of gut feeling that, really,他们却觉得实际上they are doing really, really good.自己做得非常非常好。Thats another argument for why we need to step into the lab这也是为什么我们需要在实验室里and really measure the impact of technology on the brain.真正地去测量科技对于大脑的影响。201512/416490襄州区妇幼保健中医院看过敏性鼻炎哪家好 At least let some of them into your lives. Giving lifts the heart in a way that getting never can. Maybe it really was Oscar Wilde who said: ;No one ever died, saying if only I had one more day at the office.;至少要让其中的一部分理想融入你们的生活。给予可以提升心灵,而索取在某种程度上永远不可能做到。或许真的像奥斯卡·王尔德所说的那样:“渴望再多工作一天的人就不会死去。”One small but shocking sentence: each year three million children die in Africa from preventable disease or conflict.有一句虽简短却很震撼的话:非洲每天有300万儿童死于可预防性疾病和暴力冲突。The key word? Preventable.关键词是什么呢?是“可预防的”。When all is said and done, there is usually more said than done.当谈及言出必行时,人们通常都是说得多做得少。Be a doer not a commentator. Seek responsibility rather than shirk it. People often ask me about leadership, I say: leadership is about wanting the responsibility to be on your shoulders, not ignoring its weight but knowing someone has to carry it and, reaching out for that person to be you. Leaders are heat-seekers not heat-deflectors.要做一个实干家而不是家。要勇于承担责任,不要逃避退缩。人们经常问我关于领导力的事情,我说,领导力就是想要肩负责任,而不是忽视责任之重;领导力就是知道必须有人站出来承担责任,而且要努力成为那个人。领导者是勇于承担责任而非逃避责任的人。And luck?那运气呢?You have all the luck you need. You are here, at Yale, and what - apart from the hats - could be better?你们具备成功所需的一切运气。你们在耶鲁学习生活——还有什么比拥有耶鲁大学的桂冠更幸运的呢?You have something else: your parents.你们还拥有其他的,比如你们的父母。When you are your age, you can never imagine being our age. But believe me, when youre our age we remember clearly being your age. Thats why I am so careful about young men and my daughter, ;Dont tell me what youre thinking. I know what youre thinking.;你们在这个年龄的时候很难想象我们这个年龄的人的状况。但请相信我,当你们像我这么大时,我还能清楚记得我们在你们这个年龄所经历的事情。这就是我如此关心年轻人和我的女儿的原因,“不要告诉我你们在想什么,我知道你们在想什么。” /201212/217707宜城市看打鼾价格

襄阳市中医医院扁桃体炎看怎么样好不好On the one hand, theres the wanting processes.在一方面,有一个期望过程This is a bit like ambition and drive,有点像野心和驱动力--Im going to do that. Im going to work hard.我要去做那件事,我要努力On the other hand, theres the liking processes,在另一方面,有趣味的过程fun and affection and delight乐趣,感情和愉悦and an enormous flying beast with an orc on the back.一个庞大的飞行动物背上骑着兽人Its a really great image. Its pretty cool.真是一个绝佳的图像,真的太酷了Its from the game World of Warcraft with more than 10 million players globally,它来自游戏《魔兽世界》,在全球拥有超过100万玩家one of whom is me, another of whom is my wife.其中有一个就是我,还有一个是我妻子And this kind of a world,这是一种世界this vast flying beast you can ride around,有大量的飞行动物你可以骑着到处跑shows why games are so very good at doing both the wanting and the liking.而这正显示出为什么游戏是多么善于让人同时做要做和喜欢做的事。Because its very powerful. Its pretty awesome.因为它功能强大,它棒极了It gives you great powers.它给予你强大的力量Your ambition is satisfied, but its very beautiful.你的野心被满足,同时它也是美好的Its a very great pleasure to fly around.能够飞来飞去多妙啊And so these combine to form a very intense emotional engagement.所以所有这些东西结合起来构造了一个非常强烈的情感活动But this isnt the really interesting stuff.但这并非真正有趣的东西The really interesting stuff about virtuality is what you can measure with it.真正有趣的东西是它的虚拟性是用它你能度量一些东西Because what you can measure in virtuality is everything.因为在虚拟世界你可以度量任何东西Every single thing that every single person在游戏里玩过的每个人whos ever played in a game has ever done can be measured.做的每件事情,都可以被测量The biggest games in the world today目前全世界最大的游戏are measuring more than one billion points of data所测量的数据超过数十亿份about their players, about what everybody does关于它的玩家,关于每个人的行动far more detail than youd ever get from any website.远远超过你从任何一个网站上所获得的细节And this allows something very special to happen in games.这就使一些特殊的东西在游戏中发生Its something called the reward schedule.这些东西名为奖励量表And by this, I mean looking at what millions upon millions of people have done说到这,我的意思是看着亿万人做了什么and carefully calibrating the rate,然后仔细校准在游戏中的the nature, the type, the intensity of rewards in games频率,性质,类型和奖励力度to keep them engaged over staggering amounts of time and effort.以保持他们参与以这惊人数量的时间和努力Now, to try and explain this in sort of real terms,现在,为了尝试做些实例性解释I want to talk about a kind of task我想谈谈在很多游戏里that might fall to you in so many games.一种任务极可能降临到你身上Go and get a certain amount of a certain little game-y item.去寻找一定数量的某些游戏小玩意Lets say, for the sake of argument,比方说,为了便于讨论my mission is to get 15 pies我的任务是去找15个馅饼and I can get 15 pies by killing these cute, little monsters.我可以得到15个馅饼就靠去杀掉这些可爱的小怪物Simple game quest.很简单的游戏要求Now you can think about this, if you like,现在你可以把这个当做,如果你愿意as a problem about boxes.一个关于箱子的问题Ive got to keep opening boxes.我要一直打开箱子I dont know whats inside them until I open them.在打开它们之前我并不知道里面有什么And I go around opening box after box until Ive got 15 pies.所以我四处走,打开一个又一个箱子,直到我得到15个饼Now, if you take a game like Warcraft,现在,如果你玩像魔兽这类游戏you can think about it, if you like, as a great box-opening effort.你可以把它当做,如果你愿意的话,一个庞大的开箱子工程The games just trying to get people to open about a million boxes,游戏只是尽可能地让人们打开成千上万的箱子getting better and better stuff in them.从中获得越来越好的装备This sounds immensely boring这听起来非常无聊but games are able to make this process incredibly compelling.但游戏却有能力将这一过程变得异常地有吸引力And the way they do this而他们做到这些的方法就是is through a combination of probability and data.通过结合概率和数理统计Lets think about probability.让我们先想想概率吧If we want to engage someone如果我想让某人参与进in the process of opening boxes to try and find pies,这个为了寻找馅饼去开箱子的过程中we want to make sure its neither too easy,我想要保这一过程既不太简单nor too difficult, to find a pie.也不会太难So what do you do? Well, you look at a million people所以你会怎么做?好的,你看着一百万人no, 100 million people, 100 million box openers不,一亿人,一亿个开箱者and you work out, if you make the pie rate about 25 percent然后你计算,如果你使得到馅饼的几率成大约25%--thats neither too frustrating, nor too easy.那就既不太让人丧气,又不会太简单It keeps people engaged.它能使人持续参与But of course, thats not all you do -- theres 15 pies.当然,这还不是全部, 这只是15个馅饼。201511/410660 One hundred years later, the Negro is still languished in the corners of American society and finds himself an exile in his own land. And so weve come here today to dramatize a shameful condition.100年后,黑人依然在美国社会中间向隅而泣,依然感到自己在国土家园中流离漂泊。所以,我们今天来到这里,要把这骇人听闻的情况公诸于众。In a sense weve come to our nations capital to cash a check. When the architects of our republic wrote the magnificent words of the Constitution and the Declaration of Independence, they were signing a promissory note to which every American was to fall heir. This note was a promise that all men, yes, black men as well as white men, would be guaranteed the ;unalienable Rights; of ;Life, Liberty and the pursuit of Happiness.;从某种意义上说,我们今天来到国家的首都是为了兑现一张票。我们共和国的缔造者在拟写《宪法》和《独立宣言》的辉煌篇章时,就签署了一张每一个美国人都能继承的期票。这张期票向所有人承诺,是的,白人和黑人都包括在内的所有人,都享有不可剥夺的生存权、自由权和追求幸福的权利。It is obvious today that America has defaulted on this promissory note, insofar as her citizens of color are concerned. Instead of honoring this sacred obligation, America has given the Negro people a bad check, a check which has come back marked ;insufficient funds.;然而今天,美国显然没有向她的有色公民兑现这张期票。美国非但没有履行这一神圣的诺言,还给黑人一张空头票——一张盖着“资金不足”的印戳而被退回的票。 /201307/247157襄阳妇保医院治疗鼻窦炎哪家医院最好襄阳四医院治疗过敏性鼻炎多少钱

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